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Home Buyer Education

No Obligation Home Buyer's Workshop
Every Wednesday from 7:00 PM to 8:30 PM

Did you know that CNNMONEY.com considers the greater Lansing area the 4th most affordable place to buy a home in the United States?

Take advantage of this popular service and receive helpful tips on negotiating, getting pre-approved, improving your credit, and much more.  Seating is limited, so please complete the simple form below or call 517-827-0493 to confirm that you will be attending.  RECEIVE A FREE CREDIT REPORT AND A $5.00 GIFT CERTIFICATE TO CORAL GABLES RESTAURANT AND BAR.  Click here for driving directions.


 Simply enter your email address and
the date you will be attending

Upcoming Dates
11/12/08

Driving Directions


E-mail Address
Date you will be attending?
Purchasing a new home is easy!  Cross the bridge from renting to owning

Did you know?
1.  You can purchase a new home without a down payment and without paying closing costs
2.  Your new home could have the same payments as renting an apartment
3.  In this market you can find a beautiful home for less than ever before
4.  You get a tax deduction for interest paid on your mortgage

FHA is usually the way to go!

Buy a new home without paying a down payment and closing costs!

The FHA will finance 97% of the sales price.  The other 3% can be funded by various non-profit Down Payment Assistance programs.  The seller is allowed to pay up to 6% of the sales price to cover your closing costs.  During tough economic times the sellers are more willing to make pitch in to close the sale.  For more information on FHA visit www.hud.gov


Rural Development Loans

Rural Development loans exist to "spur" the economy and allow individuals the opportunity to own a home.  "RD" loans don't require a down payment and sometimes exceed 100% financing.  Rural Development loans provide modest housing for moderate income families in non urban areas.  You will be surprised at how many areas are considered rural.

1.  30 year fixed rate and term
2.  Seller contributions and third party gifts allowable
3.  No monthly mortgage insurance
4.  Not restricted to first time home buyers

For more information on Rural Development loans visit www.rurdev.usda.gov


 
First Time Home Buyer

FEATURED LOCAL REALTOR
OF THE WEEK
Richard Williams Team
Phone: 517-351-2481 X 116
   or 517-282-1567
Fax: 517-351-3946
Homepage:
www.richardwilliams.com
email: richard@richardwilliams.com


Learn more about Richard Williams
Richard Williams
The Professional Real Estate Agent

Serving the Greater Lansing area of Michigan.  Including bath, Dansville, Dewitt, East Lansing, Grand Ledge, Haslett, Holt/Dimondale, Laingsburg, Lansing, Leslie, Mason, Okemos, Perry, Petterville, Portland, Ionia, Waverly and Williamston.

RELY ON THE STRENGTH OF A TEAM!!  Buying or selling your property, you are hiring a team of fully licensed realtors.  As a top agent since 1992, Richard has the credentials to lead a team which has contacts, marketing and negotiating skills.



 
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